The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Technically everyone is eligible for Obamacare plans and Off-Exchange plans. Who is eligible for Obamacare and Off-Exchange plans? However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.ĭo plans which are both Obamacare and Off-Exchange plans cost the same price? Yes, a plan can be available as both an Obamacare and an Off-Exchange plan. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.Ĭan a plan be both an Obamacare and Off-Exchange plan? Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs. What’s the difference between Obamacare plans and Off-Exchange plans? You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market. Off-Exchange plans existed before Obamacare. Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. What are Off-Exchange Health Insurance Plans? Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy. Obamacare plans are only offered through the federal government exchange marketplace or some States have their own exchange marketplace website. Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. What are Obamacare Health Insurance Plans? Learn More About Obamacare and Off-Exchange Plans in California Silver 70 Off Exchange EPO by Anthem Blue Cross Silver 70 Off Exchange HMO by Anthem Blue Cross Minimum Coverage D EPO by Anthem Blue Crossīronze 60 D HDHP EPO by Anthem Blue Cross Minimum Coverage D HMO by Anthem Blue Cross
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